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Residential Home Purchases & Refinances
When securing a mortgage, choosing the right loan professional is an incredibly important decision.
As a leading mortgage professional, my experience with
financing the eclectic and unique properties of
New Mexico is what sets me apart from the rest.
I’ve been in the mortgage business for 20+ years.
I owned the leading independent loan processing business in
Santa Fe for 8 years before becoming a Mortgage advisor.
My processing experience gives me a competitive edge over most loan officers who
are primarily sales people with no back end knowledge of the lending system.
Many of the laws and requirements have changed drastically over the last few years
making the loan process a confusing and stressful activity even for the most experienced borrowers.
My goal is to help you through the loan process and
make your transaction a smooth one.
If you’re looking for a new home, pre-qualifying is the best way to see what you can afford.
If you’re interested in refinancing, I can help you get cash out of your current home.
True personalized service, attention to detail and most importantly customer service!
I live in Cerrillos New Mexico with my husband Jonathan, Paint horses and Akita dogs.
We enjoy riding both horses and motorcycles while experiencing beautiful New Mexico!
Unfortunately, it’s common for first-time borrowers to have a lack of knowledge because their loan officers failed to effectively communicate the ins and outs of the process. I think of myself as a partner, and what is good for you is good for us – that means communication from beginning to end.
Rates are climbing at an unpresidented pace. No one knows what the future will be, but one thing is for certain, the rates are not going to lower in the foreseeable future. Refinance now if you have a high or variable rate loan. If you are looking to buy, now is the time! Dont wait and miss out !
To be pre-approved for a mortgage, you must meet certain eligibility requirements. You will need a decent credit score, a stable and reliable income, and a debt-to-income ratio of less than 50%. Confused? No problem, Iam here to explain all this and walk you through the process getting you closer to your new home.
My focus is helping you achieve your home ownership goal. Whether you want to refinance or purchase a home, I provide stable and informative support throughout the entire process. Many of my clients I have worked through credit repair, new jobs and several years of personal growth to get them into their first homes.
When I was interested in purchasing a home Denise was a great person to have working with me. She was there for me when I needed assistance and articulated in a manner that simplified the process. Ms Beswick exhibited great knowledge and deserves recognition for her professionalism.
Our experience with Denise was outstanding. Her work ethic, her job knowledge are the golden standard. She was so patient in her willingness to educate and leave none of our questions unanswered--she made it all make sense as we navigated our mortgage loan process from start to finish. We worked with Denise initially to secure a loan smack in the middle of the Christmas/New Years holiday season, yet she did not skip a beat or slow down her pace so as to help ensure we closed on time and secured the best rate available.
She is a true professional, and her personable, warm demeanor makes it impossible not to love her!
Denise does it all! Denise baby stepped me through every aspect of getting my loan for my new home. I had a great deal of setbacks throughout the process, and Denise handled each one calmly. I highly recommend Denise, especially if you are self-employed! She knows the ins and outs of everything involved in buying a house, and will be there for you. I felt so supported. Thank you, Denise!
Denise was very professional. I am very proud to have her as an agent, whenever I had a question she was there to answer if she wasn't there she called me right back I would recommend using Denise to my friends and family and to the Santa Fe public thank you Denise for everything you did on helping us get our house and thank you for your new friendship.
Phenomenal experience! Denise was quick, efficient, completely listened to me, and made everything happen with such ease. She is amazingly organized, easy to communicate with, and had a fantastic demeanor. She was knowledgeable about the area and helped me get everything done quickly. She took 100 percent of the stress out of the process. I highly recommend using Denise for you mortgage needs. You will be put at ease and have a great experience
Denise was terrific. She worked closely with us to make sure we got the best rate on our mortgage, described clearly what our options were which allowed us to strategize, and kept in communication throughout the process. She is both personable and highly professional. She came highly recommended by our realtor and totally lived up to the recommendation.
We would gladly work with her again!
The Best Loan Officer in New Mexico
Denise was extremely responsive to all my questions and processed my loan for my Dream Home in Corrales at lightening speed. She is above all the rest!! Warm, intelligent, super customer oriented and Uber-efficient! Need I say more?
Denise was wonderful
I first started talking to Denise about a mortgage two years ago, before I was ready to purchase a property. Over this time, Denise has always been available to discuss loan types, rates, etc. As the mortgage adviser for the property I recently purchased in Santa Fe, Denise was wonderful. She was unfailingly prepared, competent, patient, kept me informed every step of the way, and has in general been a wonderful person to interact with. I have gone through the mortgage loan process perhaps 10 times since 1996 or so, and the experience with Denise has been the best so far. I plan to work with Denise again when the time comes for us to purchase our next property in her area.
Denise the goddess of lending
Denise is very knowledgeable and has all the information needed usually before the mortgage provider wants it. Always returns phone calls! Always pleasant & professional. She even has a sense of humor which is sorely missing from a field of characters who really don’t care much. She never forgets who the customer is and understands that this is supposed to be, a pleasant experience. My loan wasn’t an easy one and didn’t fit into the conventional parameters. She told me this from the start and then proceeded to accomplish the task on time with a minimum of hiccups. Thank you Denise!
Denise will go above and beyond
If you are looking for someone to go above and beyond for you Denise is your girl. She is so knowledgeable and helps you through every step of the way. Denise answered the phone anytime of day or night and answered any and all questions we had. Denise is AMAZING!
Exceptional
I have used Denise on 3 occasions and each time she has done an outstanding job. She is always responsive and she follows through with her word. She goes well beyond the average advisor in helping clients through the process. She is creative and always positive. A delight to work with . . . .
She was available no matter the time, I'm not sure IU would be in my home if ...
Denise went above and beyond to make my purchase happen. She was available no matter the time, I'm not sure i would be in my home if she hadn't been so accommodating, helpful, reassuring and Just plain ol gosh darn nice, listening to my frustrations, anticipating hurdles and leaping over them with me. Thank you Denise.
Could not have bee better
Denise was always available and went the extra mile to make sure we obtained our loan. she helped us through the paperwork, and made sure we were on time with the closing.
First class service at every step!
Denise is amazing. We have bought a number of houses over the years ( 30 plus between the two of us ) and have worked with a number of lenders. We have been EXTREMELY fortunate on our last several transactions to have Denise as our lender. We do not anticipate moving again but if we do Denise will be the one for us. We have NEVER had easier transactions. She partners with you at every step, making the entire process as easy and seamless as possible. Whether you are new to buying a house or an old hand she expedites everything and if you need an explanation on something she is prompt and explains very clearly. We highly recommend her!
I am so thankful that Denise handled my loan.
Denise has made the process of buying a home easy! She is very professional, friendly and accommodating. She is always there to answer any questions. I highly recommend her to fulfill your lending needs when buying a home.
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